How do I send a PTPTN document?

#5. What are the steps to apply for a PTPTN loan?

1. Step 1: Head on down to the banks to get the following sorted out.
2. Step 2: Submit your application online.
3. Step 3: Wait for the outcome of your PTPTN application.
4. Step 4: Submit supporting documents (hardcopy) to your college / university.
5. Step 5: Receive your loan payments.

How do I apply for PTPTN exemption 2021?

Completed your degree in the set time frame stated in your PTPTN loan offer letter. Your PTPTN loan doesn’t clash or overlap with other loans and scholarships. Must apply for this exemption within 12 months of your graduation/convocation ceremony. Submit all the required documents.

Can I restructure my PTPTN loan?

Restructure PTPTN Loan You are welcome to visit any PTPTN counters or call them on their customer service hotline to enquire about the restructuring of your PTPTN loan repayments. One of the schemes that PTPTN may recommend to you is to convert your loan from a conventional scheme to an Ujrah scheme.

How do I register for PTPTN online?

How to apply PTPTN online?

1. Open a bank account. You must open a bank account that is specified by PTPTN for the institution you’re enrolling at.
2. Open an SSPN-i account. SSPN-i stands for Skim Simpanan Pendidikan Nasional.
3. Buy a PIN number.
4. Log in to the website.
5. Check the application status.

How long does it take for PTPTN to approve?

You can check the status of the application within 6 working days. The valid offer period is within 14 days from the date of the Offer Letter. The loan disbursement for subsequent semesters will only be made after PTPTN receives the student’s status of study from the respective institutions.

Can PTPTN turn into scholarship?

The PTPTN loan interest rate is 1.0%. The loan can be converted to scholarship for students who attained First Class Honours.

How do I get exempt from PTPTN loan?

She said PTPTN provides loan repayment exemption to borrowers from the B40 and M40 family categories who obtain a First Class Bachelor’s Degree. “With this initiative, eligible PTPTN borrowers do not have to repay their loans.

What is the CGPA for first class in Malaysia?

3.5000 – 4.0000
Classification of Degree

Classification of Honours	CGPA
First Class	3.5000 – 4.0000
Second Class (Upper Division)	3.0000 – 3.4999
Second Class (Lower Division)	2.2000 – 2.9999
Third Class	2.0000 – 2.1999

What happens if you dont pay PTPTN?

So, PTPTN will take stern action against those who refused to pay up despite many reminders and requests to court. Most likely after this, you (the defaulters) will be forced by the court to repay the loans with additional legal fees every year in a consistent manner.

Is PTPTN in Ccris?

Once you default on your PTPTN loan, your name will be listed under the Central Credit Reference Information System (CCRIS), a database used by Bank Negara Malaysia’s Credit Bureau which collects credit-related information on borrowers from lending institutions and furnishes the credit information collected back to …

How do I register for PTPTN 2020?

Head to PTPTN’s website to apply online: http://www.ptptn.gov.my/gateway. Complete the application form carefully based on the instructions.

Can I apply PTPTN after deadline?

You can apply PTPTN online before you enroll into the university from July til September or after your orientation week at local public university. The only difference is those applying before university enrollment date will be able to get the confirmation of offer of the loan earlier than the other batch.

What happen if I never pay PTPTN?

Is PTPTN guaranteed?

7 billion direct loan guarantees were for PTPTN. The amount has hardly budged from RM40. 35 billion as at end-2016. As at end-Sept 2021, a total of RM64.

How do I use PTPTN 2021?

Buy a PTPTN number from Bank Simpanan Nasional (BSN) — this will cost you RM5 and is valid for six months. Head to PTPTN’s website to apply online: http://www.ptptn.gov.my/gateway. Complete the application form carefully based on the instructions.

What will happen if I discontinue or cancel my Ptptn loan?

What will happen if I discontinue or cancel my PTPTN loan? Borrowers who have failed, discontinued, changed course or obtained other sponsors have to pay off the lump-sum amount of their loan.

How PTPTN affect Ccris?

You have a higher chance of being rejected by the bank. But what you can do to improve your CCRIS is by consistently repaying PTPTN loans for 12 months, as the CCRIS report only shows 12 months of credit history. So any negative credits that are over 12 months will not be shown.