Will travel insurance cover me if I get pregnant?

Yes. Because pregnancy isn’t considered a pre-existing medical condition, most annual multi-trip policies will cover you while pregnant, but we’d recommend checking your policy wording or speaking to your travel insurance provider to be sure that it offers the cover you want.

Does travel insurance cover pregnancy in Canada?

Giving birth prematurely while you’re travelling is also a risk to be aware of. With most Canadian travel insurance policies, including those offered by Allianz Global Assistance, the mother would be covered for medical treatment related to delivery, before the 31-week mark.

Is pregnancy a pre-existing condition?

According to Healthcare.gov, pregnancy is not considered a pre-existing condition. So if you were pregnant at the time that you applied for new health coverage: You can’t be denied coverage due to your pregnancy. You can’t be charged a higher premium because of your pregnancy.

Does travel insurance cover preterm labor?

Next, premature labor is considered a complication of pregnancy, which is typically covered under a travel insurance plan’s medical coverage and therefore medical treatment is covered up to the plan limits.

Do I need to tell travel insurance I’m pregnant?

You don’t usually need to notify your travel insurance provider of your pregnancy when you apply for a policy. That’s because it’s not considered a medical condition. If you’re concerned and need to discuss the matter further before applying, contact your insurer.

Does international insurance cover pregnancy?

Pregnancy and Visitors Medical Insurance Typically, international health insurance plans are designed to provide coverage for unforeseen illness, injuries and accidents while traveling. Most travel medical insurance plans do not cover maternity, pregnancy, or childbirth.

Can you cancel flight due to pregnancy?

Most travel insurance policies exclude pregnancy as a covered reason to cancel a trip. This also includes childbirth if you were pregnant at the time the policy was purchased.

Is travel insurance more expensive if your pregnant?

Travel insurance when you’re pregnant That means your policy will not cost extra simply because you’re pregnant. Travel insurance covers you for complications associated with pregnancy and childbirth, not for routine treatments or a normal birth.

What happens if you book a holiday and fall pregnant?

Normally, you can’t fly if you’re more than 32 weeks pregnant at the time of your return flight, do not book your flight before checking the airline’s policy. We recommend that if you’re flying after 24 weeks of becoming pregnant you take a letter from your doctor confirming that it’s safe for you to travel.

Can I cancel flight if I’m pregnant?

Most airlines allow pregnant women to fly domestically until about 36 weeks of pregnancy. Your ob-gyn or other health care professional can provide proof of your due date if you need it. If you are planning an international flight, the cut-off for traveling may be earlier.